This Privacy Policy explains how the application "Koshty" collects, uses, and safeguards your information.
1. Data We Collect
The App may store locally on your device: budget categories, transactions, configuration preferences, and optional authentication tokens if you sign in. No personal financial credentials (like bank passwords) are stored unless explicitly required for a feature you enable.
2. Local vs Cloud Storage
Your core budgeting data is stored locally in an encrypted or sandboxed application database. If you enable sync features, anonymized data may be stored on the remote server.
3. Third-Party Services
- Firebase Authentication (user identity)
- Firebase Analytics / Crashlytics (app stability & usage metrics)
These services may collect device identifiers, crash logs, and minimal usage metadata strictly for improving reliability and user experience.
4. How We Use Data
- Provide and personalize budgeting features
- Maintain security and prevent abuse
- Diagnose crashes and performance issues
5. Your Choices
- Disable analytics collection (where supported) in settings
- Use demo mode to avoid storing real data
- Request account deletion (removal of associated data from remote server)
6. Data Retention & Deletion
Local data remains on your device until you uninstall or clear the App data. Remote server data is retained while your account is active and then purged within a reasonable timeframe after deletion requests.
7. Security
We apply industry practices: restricted network calls, least-privilege credentials, and secure communication via HTTPS/TLS.
8. Children
The App is not intended for children under 13 and does not knowingly collect their data.
9. Changes
Policy updates will be posted on this page with an updated revision date.
10. Contact
For privacy inquiries, contact: gregmus4@gmail.com